“Great work!!  So proud of you both. You are making such an incredibly positive impact on the Tampa Bay real estate landscape.  Virgadamo=Excellence!” Howard Weinstein, General Manager, Keller Williams Realty

    “I felt so fortunate to have had Paul and Denise Virgadamo representing me for the sale of my home. I was alone and was feeling so overwhelmed at the prospect of going through this alone. When I signed with Paul all those feelings quickly left. I felt they were sent to me from heaven. Paul is first class all the way. He is a great negotiator. He is very knowledgeable, and this shines through in every step of the process of selling. He was always there for me anytime I had a question, or a problem. He is a gentleman, understanding and compassionate. I put all my trust in him and he came shining through. He sold my home in a matter of days! Having Paul on my side during that emotional time made me feel at ease. Thank you, Paul, for all that you did for me. You made a difficult time so much easier for me……..if I could give 100 stars I would. I highly recommend Paul and Denise Virgadamo for your real estate needs. These are trustworthy people and experienced. Do not hesitate. In this day and age, there are so many people out there thinking of themselves and what they can gain. Paul and Denise are gems and I will never forget my experience with them.” Peggy M, New Port Richey FL

    “I cannot say enough about Paul Virgadamo and his team. I had what could be considered unique circumstances in the selling of my home. Not the least of which were several extended trips overseas for business. Paul stayed in contact with me, giving me updates and recommending things that would assist me in getting the home sold quickly. He often answered his phones after business hours (there was a seven-hour time difference at times) and never once failed to return my calls or answer my questions. He and his team went well above and beyond what they were obligated to do. His positive attitude and demeanor were refreshing and contagious. If I had to sum up my experience in a single sentence I would say that Paul started out as my agent but quickly became my friend. If you are looking to buy or sell a home, give Paul and his team call. I feel confident that you will be as satisfied as I am. Thank you very much Team Virgadamo!” Michael B, Riverview FL

    “From the first meeting with Paul, his calm professional demeanor set my elderly mother at ease with the emotional task of selling her home. He was patient and provided information in a simple and complete format for her to understand the entire process. He was sensitive to the emotional burden but was also able to move her forward through the process with confidence. He provided a complete package of what to expect, a realistic property and market analysis to maximize a contract price as well as to position the home for the most expedient sale. We listed the house with Paul during a holiday week, but he made sure that the listing was posted with pictures and a full description before the start of the holiday weekend. PAUL AND TEAM VIRGADAMO DEFINITELY EXCEEDED MY EXPECTATIONS!! Within the first week we had several offers and by the second week, with his and his team’s guidance, we had a contract at the listed value. We were kept informed through every step of the process and were never left searching for answers or actions. Paul and Team Virgadamo are very knowledgeable and in touch with their clients as well as consummate professionals in all phases of the sale. I highly recommend teaming with Paul and his team!!! Heartfelt thanks again to Paul and Team Virgadamo.” Mark D, Port Richey FL

    “Paul and Denise Virgadamo sold our home within 3 weeks. Paul was totally prepared during our first interview, had prepared a market study, and suggested an asking price within our anticipated range. The listing process quickly turned into showings. Paul stayed on top of those and guided us through the offer stage. We always appreciated his timely communications and attention to details. Then he was there for us through closing. Questions were always answered in a timely manner. My wife and I would heartily recommend Team Virgadamo to friends and neighbors.” Ron & Kasia K, Tarpon Springs FL

    “Wow! I chose Paul Virgadamo from a group of 3 realtors in the area. He was knowledgeable, well-prepared, had great suggestions for showing the house to its best advantage! I was impressed with his availability…he was prompt with answering calls, and sending updates! He told me at the start that he thought he could sell the house within two weeks…and he did! Recommend without reservation!” Sue S, New Port Richey FL

    “Paul and Denise were at our home for more than an hour going over EVERY detail of the home selling experience. They were very patient and answered every question in detail. When they left we knew we had picked the right team. Without question we would call on them again.” Greg & Sue Vignone, New Port Richey FL

    “We could not have asked for a better realtor in the purchase of our new home. She went above and beyond through every obstacle that we encountered, she even got involved to get us answers on the sale of our old home that had nothing to do with her or any benefit in it for her. Thank You Stephanie Wood with Team Virgadamo. We could not have gotten through this without you.” Mark F, Spring Hill FL

    “Nona Bartorillo was extremely helpful and accessible during our home buying process. We moved from Michigan to Florida and she made it easy on us. Got us into a home on our time frame. She listened to us, even when we would change home option locations. Brought more options to our attention after the first day of showings.” George & Dawn S, Ruskin FL

    “Paul Virgadamo was very knowledgeable and helped us through the selling process! We sold our house at the “right time” as he suggested, and it sold quickly! He was also a great negotiator getting us a good price!” Ryan & Nicole Y, Trinity FL 

    “Nona Bartorillo responded to our inquiries promptly and she was able to answer all of our questions. She was able to meet us on the only day we had available, then guided us the rest of the way. We enjoyed our time with Nona.” Keith & Jane A, Port Richey FL

    “Nona Bartorillo was wonderful to work with. She was very professional. She guided us through the whole process step by step. She was also able to provide us with resources that helped tremendously to ensure that the process went smoothly from beginning to end. I will definitely refer family, friends, and clients to Nona in the future.” Peggy R, Palm Harbor FL

    “Paul and his Team are the consummate professionals. His market analytics and profiling are second to none. Paul goes the extra mile(s) and does the little things you rarely see in this industry such as packaging and forwarding my mail to the new address – overnight! A small microcosm of how Team V conducts its business. Look no further than this group to list and sell your property. If 6-stars were available, I would offer it.” Van M, Port Richey FL

    “We loved working with Nona Bartorillo! What a wonderful experience. The communication was awesome, and our experience was made as stress free as possible. Nona was always there for us to answer any questions we had. We could not have asked for a smoother transition!” Dawn & Don P, Holiday FL

    “The whole process from initially meeting with Paul Virgadamo to closing the sale on our home was done very professionally including the title office and Paul Dugan who kept us informed at all times.” Mary Lou C, Holiday FL

    “I truly believe I would not be in my home if it wasn’t for Stephanie Wood with Team Virgadamo. There were lots of problems that needed to be worked out- I mean a lot. She never gave up way beyond what her job required. She is amazing I was so lucky to meet her. Highly recommend her.” Kathy O, Hudson FL

    “Paul Virgadamo was very interested with my concerns and very prompt answering any questions I had. Got results quickly and took care of details. Also, went out of their way getting some items I left in the house and storing them at their office until I am able to get them.” James M, Hudson FL

    “Working with Team Virgadamo is one of the reasons you need a strong, experienced team. They didn’t just list us. They thoroughly marketed us. When something went wrong with our house, Paul was there to provide the knowledge and solutions for a quick sale. He stuck with us through every obstacle. He constantly kept us informed, even when he was on vacation. When we left town just before Hurricane Irma hit, he drove to the house to make sure the house was OK. Team Virgadamo was more than a real estate team. They gave us the confidence of a true relationship that included both care and expertise.” Rebel W, New Port Richey FL

    “Very positive and professional” describes my experience with Paul’s team! We were kept informed in every step of the process. It truly was total satisfaction & will recommend Team Virgadamo to others and future real estate needs!” Melinda A, Hudson FL

    “Very, very responsive! Though we were in Florida for the closing, most of the business transactions were handled at a distance. Nona Bartorillo with Team Virgadamo knew who to recommend for inspections, contact names and numbers for the HOA and many other points of reference. She kept us on task with critical deadlines and made things come together smoothly!” William L, Hudson FL

    “I called Paul, Denise, and Nona on the recommendation of a friend. They promptly worked me into their schedule on short notice when I decided to list my house. They came, took some notes and were very helpful and informative which was much needed as this was my first time needing a realtor. They were very honest, straightforward and thorough. I committed to list with them and they scheduled me for photography. As we got very close to the photography date, I postponed twice because I didn’t feel the house was at its best yet…and they were very understanding about it. By the time the third date came, I had decided not to sell my house. When I called to tell them, they were happy for me! I was expecting some contractual obligation or fine print that I may have missed, but that wasn’t the case. There wasn’t any obligation. No fees. What a relief! My experience with them was like dealing with an old friend, or a family member who has your best interest in mind. It pleases me so much to see that there are still good people out there that care about their customers. Paul & Denise Virgadamo and Nona Bartorillo are the best at what they do and I will continue to use them for all of my real estate needs.” Tonya M, Hudson FL

    “All 5 stars. Very thorough and professional. I would highly recommend the Virgadamo Team. I found them listed on Zillow and checked them out. Paul was thorough in knowing the market and very responsive with our questions. He negotiated very well with the buyers and their agents. We were very pleased.” Rick C, Hudson FL

     “Stephanie Wood was great, we would recommend her to anyone looking for a home. Very responsive, good advice, willing to work around our busy work schedule, thank you Stephanie.” Alan & Wendy B, New Port Richey FL

    “I could not have chosen a better Realtor. Paul Virgadamo was professional and very personable. We received a full price offer after only 2 weeks. All aspects of completing this transaction were handled with the utmost professionalism. If you decide to choose Paul as your Realtor, you can’t go wrong.” Bob W, Port Richey FL

    “As we began our home search, I called to schedule a showing of a home spotted on Zillow. As fate would have it, we had the pleasure of being connected to the most sincere, professional, and courteous agent imaginable, Stephanie Wood from Team Virgadamo. After relentlessly showing us more than 25 homes; without hesitation, we are finally in our perfect cottage by the sea. Trying to navigate through my husband’s desire for a home with a boat lift and quick Gulf access, while compensating myself with an open concept and volumes ceilings, AND staying within budget, proved more taxing than I initially anticipated. But, Stephanie always reminded us that our “perfect” home would come. And, like magic, when I saw a new listing meeting all our requirements, Stephanie jumped into action to schedule a showing and secure a contract on a home that received multiple offers within hours of listing. We sincerely thank her for her positive attitude and willingness to persevere with us. Had we NOT been first to view this home, we would NOT be boat shopping today! THANKS FOR A GREAT JOB, STEPHANIE!” Cynthia P, Hudson FL

    “I would highly recommend Paul and Denise Virgadamo and Team Virgadamo as your go to team in the Greater Tampa Bay Area. Paul helped me sell my latest home in record time. No easy feat due to the surrounding neighborhood, difficult buyer, post horrific hurricane season and unusual time of the year to sell during the holiday season. Every point along the sale he was there with solutions that were effective. He also brought his vast experience, large team and solid connections in the industry. We listed and had multiple offers above list price giving me choices I normally would not have. This is my 10th property and by far my best realtor relationship.” John F, Holiday FL

    “Stephanie Wood was amazing!!! Professional and always there for us to answer any questions or concerns she made the process of finding our winter home quick and as stress free as possible I would highly recommend stephanie to my family and friends!!!” Gail C, Tarpon Springs FL

    “Paul Virgadamo came out New Year’s Day (my time in town was limited) fully prepared with information. Every call/query had a response within the hour, no matter what was going on in Paul’s life. I was kept informed every step of the way and all questions were treated as important. Paul is a dedicated real estate professional!” Pam B, New Port Richey, FL

    “Nona Bartorillo exceeded all expectations. She went above and beyond in everything she did. During a VERY trying negotiation process, she stepped up and played hardball when necessary with a difficult player on the opposite team. I had my doubts as to whether this deal would go through, but Nona got it done.  Thanks Nona & Team Virgadamo!” David & Lynne H, New Port Richey FL

    “Stephanie Wood with Team Virgadamo was a delight to work with in finding our new home. I was very impressed with her attentiveness to detail. The whole team she works with and all the referrals were terrific. We had a lot of questions and things that we didn’t understand since we are first time home buyers. Stephanie was very patient and helpful with all our questions. She was always cheerful and ready to assist in whatever we needed at the moment. We texted, emailed or called and always received the help we needed. Thank you, Stephanie, for being a terrific partner in the purchase of our new home. We are very satisfied and highly recommend anyone for your services.” David L, Spring Hill FL

    “Paul & Denise listed and sold in about 1 week! Results were outstanding, despite the location of our home in a “slow selling” area. Team Virgadamo went above and beyond in assisting us with the sale of our home. We live out of state and everything was handled remotely. I highly recommend this realtor.” Catherine G, Hudson FL

    “Nona Bartorillo was a great deal of help in helping me with finding just the right house to move into. She was the only realtor to contact me and follow through with a project that started over a year ago. I left my home in Portland, Oregon and finally achieved my goal of moving to Florida. I can’t thank Nona enough for her support. A job well done!” Chris J, Port Richey FL

    “Everyone I dealt with on Team Virgadamo was friendly and knowledgeable. I did not have to worry about anything. My calls were returned promptly, and I was able to just sit back and let them do their job.” Susan I, Holiday FL

    “Stephanie Wood with Team Virgadamo took care of pretty much everything. My appraisal came in under the asking price and Stephanie got the seller to lower the price! How great is that?! I would recommend Stephanie to anyone looking to buy a house!” Leyla M, Port Richey FL

    “They handled the sale promptly and professionally. Found a local buyer and closed quickly. I was kept well informed by Paul Virgadamo throughout the complete process. Good job and thanks Paul and Denise.” Rick P, Port Richey FL

    “Nona Bartorillo was incredibly helpful and proactive getting us through our home buying experience. She went out of her way to give us advice and work through bumps in the road. She is an absolute pleasure to work with. I would definitely recommend Nona & Team Virgadamo to anyone looking for a good, experienced realtor.   Nona is definitely devoted to her clients and we always felt she was on our side!” Wendi & Bill G, Spring Hill FL

    “We had been snow birds for many years and recently decided to sell our Florida home. Finding Paul Virgadamo was the beginning of the best real estate experience ever. In our opinion, setting the sales price based on objective criteria was crucial. Paul came well prepared for the task. He provided multiple numerical analyses as well as recent information about local variables. His excellent communication skills made the data easy to understand and then use for optimal pricing. Paul was consistently courteous, anticipated our needs, and managed details promptly. His marketing strategy quickly resulted in multiple offers and the sale of the home for well over the list price. It just does not get better than that. Thanks so much, Paul.” Kathy and Doug P, Hudson FL

    “After doing many searches on Zillow, I decided I needed to get an agent involved. I picked Team Virgadamo based off their ratings. It was a shot in the dark, but what great results. Paul and/or Denise responded to every one of my emails or phone calls immediately. After expressing what type of home we were looking for, we made a trip to look at the homes that Team Virgadamo selected for us to see. Denise picked us up in the morning and showed us exactly what we asked for. Some of these homes were not ones I found in my searches. I was very impressed with the attention to detail in the homes they had selected for us to see. I could tell they paid close attention to our desires. That same day we made an offer and by the end of the day we were done. We traveled back to the other side of the state and Paul handled everything for us, including getting the painters and making sure everything was ready when were ready to move in. Paul and Denise work so well together it was like working with just one agent. Their communication and attention to detail surpassed anything I have experienced. GREAT JOB TEAM VIRGADAMO. We have been in our NEW HOME for 16 days and could not be happier!!” Pam R, Cocoa Beach FL

    “Team Virgadamo is a great partnership that helped my aging Mom find her new home. She got her home sold in record time, so she could move closer to me. Thank you for all your help Team Virgadamo!” Thandi S, Wesley Chapel FL

    “Overall a very great experience with Nona Bartorillo. She always smiled and even laughed at my corny jokes. She always responded my questions very quickly and was very knowledgeable. I would use her services again.” Ron P, New Port Richey FL

    “Stephanie Wood was great to work with to find the right home for us! She was very responsive and supportive during our search and the process of buying our first home.” Sarah & Glenn S, Hudson FL

    “Nona Bartorillo with Team Virgadamo was great to work with, she sent homes for us to review before we moved to Florida. She was very accessible & was ready to meet with us as soon as we got to town. After showing us a couple of homes, she got a real feel for what we were looking for & on our second day out we found our perfect home. She made the purchasing process seamless and was able to get us in to our new home within 30 days. We would highly recommend Nona, in fact I already have.” Tracy S, Holiday FL

    “Team Virgadamo is a highly professional team. They made the entire process simple, easy and very smooth. It was the best experience. Communications about every step were prompt and clear. We would recommend this team if you are looking to sell or purchase a home. A special thank you to Paul Virgadamo.” Rob H, Trinity FL

    “I was from out of state and Nona Bartorillo was always available any time I flew into town. She helped me understand the different communities and areas. This was as smooth of a process as I’ve ever had. She was wonderful and I highly recommend her & Team Virgadamo to anyone who is looking for a home.” Dan S, Port Richey FL

    “Buying a house is exciting but can be stressful at the same time. Nona Bartorillo with Team Virgadamo made buying a house stress free. She was always available and on top of everything. She also stayed in touch with my lender so that was less I had to deal with. I highly recommend using her. You won’t regret it.” Brandy & Chadrick C, Port Richey FL

    “In less than 36 hours after listing we had a cash offer as the pricing was right for the area. The offer was a bit low, a counter was made and accepted. Fast and painless way to sell our deceased parents’ house, which is what we needed. The Virgadamos delivered professional expedient service.  I would recommend them to others.” Dirk P, Port Richey FL

    “Paul Virgadamo was very good at doing a survey of the area and telling us what he thought he could get for a property. The pictures he had taken up of the property were great which also did great in selling the property.” Bill C, Hudson FL

    “Stephanie Wood with Team Virgadamo was always there whenever I needed her. She had answers for everything and for the ones she didn’t, she found them and got back to me. She found me my first home and it was just perfect! She is an honest and trustworthy person. She knows exactly what you are looking for and takes time and effort to find it for you. If I ever plan on getting another home… it will be with Stephanie! Thank you for everything Stephanie!” Bhakti S, Port Richey FL

    “Nona Bartorillo with Team Virgadamo was great helping us look throughout the county for the kind of house we were looking for. She was very quick to respond when we wanted to view a house. The house we chose had some condition issues and Nona helped us negotiate with a somewhat difficult seller.” William & Antoinette M, Hudson FL

    “Paul Virgadamo and his staff at Team Virgadamo are excellent! They made my transition easy and comfortable all the way through the process. I feel lucky that my home sold so fast and for more than I asked for. Mucho-Thanks. Super Satisfied Client!! :)))” Bobby L, Holiday FL

    “Nona Bartorillo was Really fast when it came to getting inside the home I wanted to look at and stayed in contact with me every day until everything went through. Every time I had a question she got me an answer.” Shawn C, Tarpon Springs FL

    “Prior to this transaction, we did not know Stephanie Wood. She is a consummate professional and was extremely helpful to us in getting our home purchased. Very knowledgeable, responsive and an overall great person to have as an agent. Bought our condo with her help and will definitely list our home with her. Recommended her to family as well.” William & Kate F, Hudson FL

    “Paul and Team Virgadamo were great. We used them to sell our house and buy a new one. They made everything so easy and were always there if we needed anything. I recommend to anybody looking to buy or sell.” Vincent M, Trinity FL

    “Team Virgadamo assisted us in selling our home. Paul was honest and knowledgeably about all aspects of the process of selling our home. We would definitely use Team Virgadamo in the future.” Leah & Travis S, Trinity FL

    “Stephanie Wood with Team Virgadamo showed us a number of homes in western Pasco county, Florida, all on the water as we requested. Our full price offer on the Flotilla Drive Property was not initially accepted (another one was) and we were bummed out! However, after a few weeks the offer from the other potential buyer did not work out. Stephanie contacted us and said the home was again available, and the sellers would like to accept our offer. So, we moved forward and purchased the Flotilla Drive property! Kudos to Stephanie for thinking of us and to reaching out and assist in buying this home!” Carl J, Holiday FL

    “Nona was very professional and a pleasure to work with. We expected our search to last for a month. She knew what we were looking for and where to find it. We looked at four condos and bought the third one. She helped us find financing and explained all the details. We actually enjoyed our search.  She was very knowledgeable about the properties and the area. After we made our offer she kept us updated promptly with the seller’s response. We love our new home and if the offer was rejected we would have stayed with Nona as our agent. I wouldn’t have any reservations recommending Nona NS Team Virgadamo to any of my friends if they were on the market.” Argyle R, Hudson FL

    “We are from NC and have been wanting to buy a home in Florida for quite some time. I found a few homes that I inquired about, and Nona Bartorillo with Team Virgadamo contacted me promptly. Her prompt response is a big reason why I originally chose her. She had excellent knowledge of the area, and was always on top of everything that needed to happen. It is a bit more complicated of a process when buying out of state, but she was up to the challenge, and helped us each step of the way. If I choose to buy/sell again in that area, I will be using Nona.” Daniel C, Port Richey FL

    “Paul Virgadamo made the selling process easy and stress free! He was extremely knowledgeable about the local real estate market and priced my home to sell fast. I received multiple offers on my home, and closed in less than a month!” Jennifer K, Hudson FL

    “Paul Virgadamo did an outstanding job for us. He has extensive knowledge of the real estate market and its trends. He did an outstanding job of explaining the market and his team’s marketing techniques they were using for our house. He hired a professional photography team that provided excellent pictures including ones taken by a drone that gave a unique perspective of our home and property. I would use Paul again without hesitation – he sold our home in five days and we received full asking price. I have given many of his cards to my friends and associates and would recommend him with absolutely no hesitation.” Karen & Frankie F, Land O Lakes FL

    “Paul and Team Virgadamo represented me in selling a building lot in Hudson. Paul Virgadamo has a strong knowledge with the local market and was very helpful and precise with establishing the asking price. He was professional, honest, responsible and comfortable to work with and was always available for any question I had. I would definitely use him again in the future and highly recommend to anyone looking to buy or sell.” Magdolna N, Atlanta GA

    My wife and I were extremely pleased with Paul & Denise Virgadamo and Team Virgadamo. Their expertise and knowledge about the Tampa Bay area real estate market are top notch. They obtained a full price contract on our home in days and kept us abreast of all developments and updates up until we closed. We would highly recommend them to anyone looking to purchase or sell a home.” Tony & Brenda S, Tampa FL

    “Nona Bartorillo with Team Virgadamo knows her business very well. She is friendly, down to earth, extremely responsive, and very professional. Nona helped make the entire process of purchasing my new home seamless and stress free.” Debra C, Holiday FL

    “Jessica is phenomenal! Her knowledge on the area where we are trying to purchase is most helpful. She answers any questions we have and if she is unsure, she quickly follows up with a response. She checks in with us and seems to ALWAYS be available to show properties or answer any questions. I would highly recommend her to anyone looking to purchase a home in Pinellas county.” Lauren & Phil G, Palm Harbor FL

    “Jessica Martinez has been of great help in my search for finding a house. She’s very knowledgeable, and always willing to answer any questions I may have. I would recommend her to anybody I know who is also looking to purchase a home.” Stephanie R, Tampa FL

    “Working with Team Virgadamo has been a pleasure. Team Virgadamo respond in a timely manner. Very friendly and easy to work with. Not only did Team Virgadamo help with selling our home, but also helped with the purchase of our new home. I would recommend them to anyone. Thank you Team Virgadamo” Wendy and Allan B, New Port Richey FL

    “I most highly recommend Paul and Denise Virgadamo and Team Virgadamo. On a scale of 1 to 10, they are a twelve. To me, trust and expertise are the two most important factors in choosing a Realtor. Paul and Denise offer both without compromising in any way. They know the market and strive to know you not only as a client but also as a friend. My experience with the Virgadamos has been much like working with close family members: personal, understanding and truly caring. I decided to take the property off the market for personal reasons. If the opportunity arises again in the future, I will not hesitate to contact Paul and Denise.” Dr. Michael C, Tarpon Springs FL

    “Living 650 miles away from the residence I needed to sell, I was very nervous about listing and the process of selling the home. I am so thankful I found Paul Virgadamo. Within 3 days, Paul had 6 contracts (YES, 6 CONTRACTS) for the sale of the home and we closed the sale 30 days later. Paul was great in keeping me informed with all aspects of the activity on showings and throughout the sale. I truly cannot express how pleased I was with Paul and Keller Williams Realty. Thank you, Paul, for all your effort and advice for a smooth and quick process.” Amy D, Knoxville TN

    “Our experience with Nona Bartorillo with Team Virgadamo was very positive. She helped us with the decision to purchase pre-existing or new construction. She showed us several pre-existing homes, and several new construction homes. She also stuck with us as we decided to search in a location outside her working area.” Vinny I, Englewood FL

    “Stephanie Wood with Team Virgadamo was awesome. I told her what I was looking for and the price range I had in mind and she came through with flying colors. She didn’t even care that it wasn’t a 100,000+ house. She also met with us for the first time on a Sunday afternoon. I enjoyed talking with her, she has a lot of knowledge and will look out for your best interest. If you have Stephanie as your realtor, you’re in good hands. Thank you, Stephanie.” Trina J, Seminole FL

    “I met Stephanie Wood thru Zillow and could not be happier. She truly made my search and purchase completely painless and quick. Please do yourself a favor and request Stephanie for all your real estate needs. I guarantee you, you won’t be disappointed.” Kevin B, Clearwater FL

    “Stephanie Wood with Team Virgadamo & Keller Williams Realty took our requests and applied it to all the showings that she prepared for us. She was so helpful, insightful, and knowledgeable that she made our experience pleasant, fun, and our purchase a breeze! Thank you, Stephanie.” Tracey H, Tarpon Springs FL

    “Paul Virgadamo is the most knowledgeable realtor I have ever meet. He is very aware of the neighborhood and the needs of what people are looking for in Fox Wood in Trinity. He gave me the best advice for selling my home. I had 15 people look at my home and got three offers in those three days. If you are looking for a Realtor, please give Paul Virgadamo a chance.” Luanne C, Trinity FL

    “Jessica is a true professional. She goes above and beyond to make sure we have everything we need for a smooth closing. Jessica walked thru the entire transaction step by step and made sure it was perfect.” Sophia R, Clearwater FL

    “Stephanie Wood with Team Virgadamo kept us on track as we were purchasing from out of state. She was Awesome to work with! She was always accessible when we had questions, as things came up, outside of business hours.” Mary T, Tarpon Springs FL

    “We had a great experience with Nona Bartorillo and Team Virgadamo in our Florida purchase. Given that we were coming from out-of-state and had very limited knowledge of the area, she was able to help us refine the areas for our search based on the specific criteria that were important for our family. She was extremely responsive and a pleasure to deal with always. We looked to her for local advice during our initial visits and will continue to do so in the future now that we are residents and getting settled in.” Stephen & Jennifer K, Tarpon Springs FL

    “Stephanie Wood with Team Virgadamo went out of her way to explain, in detail, step by step, all the ins and outs of buying property in today’s market. She was available to answer any of my myriad questions whenever I didn’t fully understand why this or that was needed. No telephone call or email went unanswered. We are so pleased with Stephanie’s professional care and knowledge that if you are looking for an A+ realty agent, Stephanie is the one for you.” Patricia & Donald H, Palm Harbor FL

    “Nona Bartorillo is an excellent communicator. During our process of purchasing a home there were let’s say, ” a few unexpected situations” that arose that were completely out of anyone’s control. I would get frustrated at times, but Nona was the voice of reason and positivity. She kept us informed all the way through the process. She works hard. If you want a realtor who truly works for you and has your best interests at heart call Nona, she’s a straight shooter.” Patricia B, Port Richey FL

    “Nona Bartorillo with Team Virgadamo was the most detailed and hard working Real Estate professional I have ever had the pleasure of working with. She was most helpful with any and all my questions in every step in the buying process. I would strongly recommend that if buying a home in the Port Richey, Florida and the surrounding areas that you contact her.” Karen H, Port Richey FL

    “Jessica Martinez with Team Virgadamo is very helpful has a lot of knowledge about the market. Looks out for your best interest and not just trying to make a sale to benefit herself. Very positive when it doesn’t work out. Team player overall great worker.” Monica & Adner F, Tampa FL

    “Very pleasant experience. I am out of state…. doing research on purchasing. Team Virgadamo keeps me informed.  Friendly, informative, educational & very helpful for someone out of state who they have never met.” Georgina O, Mt. Vernon NJ

    “I feel very thankful to have had Paul Virgadamo and his team help sell my mother’s home who had passed away recently. Not knowing a lot about the real estate business, Paul assured me on our first meeting that he would handle everything and not to worry. Well, he was right. At a time when you don’t know which way to turn, he took control and sold my mother’s home within a few weeks. Paul is very knowledgeable in the business and I would highly recommend him and his team to anyone looking for a real estate agent.” Susan D, Oldsmar FL

    “Working with Stephanie is a pleasure. She is diligent, a terrific negotiator, thoughtful and knows the business really well. My property that I just purchased was a challenge to say the least. It is a property that has been office for over 12 years but was a home for 100 years. It is in a historical area and Stephanie stuck with it assisting everyone along the way. Stephanie guided me thru the process. It was a very complex deal and I could not have done it without her leading the way. Thank you Team Virgadamo … and especially Stephanie.” Mark W, Tarpon Springs FL

    “Nona Bartorillo with Team Virgadamo was patient with our inexperience and took time to learn what we really wanted. She is a strong negotiator and got us a better deal. She found our forever home in 4 showings.” Susan & Ken B, New Port Richey FL

    “Paul Virgadamo came highly recommended to us by a friend and from the first contact, we were very impressed–he returned our call while at the airport in transit for the Thanksgiving Holiday! His work ethic is beyond reproach. We met on a Sunday and had the property listed within a day (with a professional video and beautiful photographs). Two days later we had a cash offer above asking price! Paul is very knowledgeable and a skilled negotiator. Admittedly, we were reluctant to hire a realtor in the beginning, but we could NEVER have done what Paul and his team did for us! It was well worth it and relieved a lot of stress for us. His goal is to do what is best for his clients, not just “sell” a property. I can’t say enough good about Paul and his team–they made this whole experience very positive with the best possible outcome. Thank you very much!” Dee S, Hudson FL

    “I’m an out of state owner selling a rental property in FL. Glad I found Paul Virgadamo as my agent. He’s on top of everything even on vacation during Christmas. Paul referred me to a quality cleaning crew, gardening service, handyman, and roofing company for repairs. With his extensive knowledge on the housing market, he gave me valuable advice on how to position in this market. I couldn’t be happier with the service Paul provided.” Jane J, Saratoga CA

    “Denise & Paul Virgadamo were very knowledgeable and helpful on the sale of my house. Thank you very much guys. I will recommend you guys to anybody. God Bless!” Juan M, Riverview FL

    “We had the pleasure to work with Nona Bartorillo with Team Virgadamo. She worked with us as long-distance customers and made us feel very important during the process. I would recommend Nona to anyone who wants professional and superior service.” Denise W, New Port Richey FL

    “I can’t speak highly enough of our experience with Paul Virgadamo, our house went under contract 2 days after we put it on the market. Paul was incredibly helpful and walked us through every step of the closing!! I give him 5 stars!! He was a pleasure to work with and I would definitely contact him again in the future.” Carmen M, Holiday FL

    “It was a pleasure working with Paul and his team. From the first time we met I felt that he had my best interests in mind. Paul showed up at my house totally prepared with graphs, market analysis and cost comparisons. I wanted to spend some extra money doing update remodeling.  Paul advised me that the new owners would want to put their own touches on the property and that the added expense would not matter in the long run. We did agree on a fresh coat of paint on the inside to give the new owner that clean feeling & a nice neutral color was used which would allow the buyer to decorate anyway they wanted. I had a great experience with Team Virgadamo. Paul was always available and easy to reach. He responded promptly when we had questions or concerns. We had problems on our end with our initial contract and he was extremely patient, helpful, and understanding. He was very professional through the entire process. Paul Virgadamo went the extra mile and even sent the new buyer all the information they needed to get their utilities up and running. We would definitely rely on Paul again in the future and would contact him for future listings.” Joe K, New Port Richey FL

    “We chose Paul and Team Virgadamo after reading positive results online and meeting with him. Paul Virgadamo is very professional and knowledgeable and was always available to answer our many questions. We would highly recommend him for anyone selling their home!” Joanne L, Palm Harbor FL

    “We wanted a second home in Florida. As out of town shoppers Nona was very accommodating to our schedule and our needs. She answered every question about neighborhoods, activities, beaches, and Florida life. She was patient with us as we struggled over our decision and offered sage advice to help us along. Nona is the best realtor we have worked with.” Eric K., Hudson FL

    “My experience with Paul Virgadamo of Team Virgadamo was excellent from our first meeting through the actual closing. He was extremely prepared for our first meeting with comps and other materials. The decision to use Team Virgadamo as my Realtor was easy. My home sold in less than a week. He made the process extremely swift and efficient. This was especially important as I live out-of-state. I highly recommend Team Virgadamo.” Jeanette T, NY NY

    “Buying a home 1600 miles away I thought “How am I going to pull this off?” David Middleton with Team Virgadamo is how I pulled it off!! This guy might as well have been my doppelganger. I put my complete trust in Dave and let me tell you it payed off!! He didn’t let me down. I am now the proud owner of a beautiful home in Florida.” Dennis D, Port Richey FL

    “Paul Virgadamo with Team Virgadamo was very professional and the absolute best in communicating the process of selling my home. Paul explained each and every detail in a way I could comprehend and allowed me to make decisions without pressure. I would absolutely recommend him without hesitation.” Judy M, Trinity FL

    “Stephanie Wood with Team Virgadamo was very knowledgeable and stayed on top of things. She was always available for me. She is very easy to work with. Stephanie understood what I was looking for and stayed within those parameters. She did not waste my time be looking at properties she knew I would not be interested in.” Diana S, Holiday FL

    “Paul & Denise Virgadamo were able to sell my home and in a timely manner. They went above and beyond when it was needed. Now I have moved on, thanks to all they did. Thank you again Paul & Denise. If I ever need help again I know who I can count on.” Adeline Z, Port Richey FL

    “From the moment we chose the Virgadamo Team it was a wonderful experience. We were out of the area the entire time that the home was listed with them and we had to depend on Paul & Denise for help with letting different vendors in the home and never once did they hesitate to help us when we needed it.   Their marketing skills are second to none and we feel that with this area of expertise is why once the house was listed and in 29 days it was closed.” Connie and Jeff C, New Port Richey FL        

    “Stephanie Wood with Team Virgadamo was an awesome agent. My first day meeting her, I knew she was very professional and a person that took her job very seriously. She made me feel like an important customer. My first week working with her, I found my house. Being a first-time home buyer, I thought the process would be hard and long but she got me threw it with no worries. I would recommend her to anyone she a people person. Stephanie, thank you again for helping me find my home.” Maurice W, Port Richey FL

    “We highly recommend Paul Virgadamo as our agent in selling our condo. He was very patient with us and knowledgeable in his field. He always answered my phone calls right away. We would definitely recommend him and Keller Williams Realty.” Maureen & Ed G, Hudson FL

    “Stephanie Wood with Team Virgadamo was awesome to work with. Whenever I called her (and it was a lot) she always would be right on the issue and would answer all my questions. She was very helpful and on top of everything that came up and helped me step by step with her knowledge and experience to make sure everything was always taken care of. I highly recommend Stephanie. She is wonderful and has patience and always went out of her way to make sure that I understood everything in a very professional and friendly way. Thank you, Stephanie Wood, for all your hard work. You’re the Best!” Linda C, New Port Richey FL

    “It was a great experience working with Paul and Team Virgadamo. He helped every step of the way, from pricing my home to sell (it was under contract in 2 weeks!) to being there for all the in-between hassles. We went from selling a home to moving into our new home seamlessly! Thank you, Paul!” Stephanie W, Tarpon Springs FL

    “We would recommend Paul and Denise Virgadamo to anyone. They sold our house in 12 hours. Yep, 12 hours. We were very impressed with their knowledge and honesty. In 42+ years of marriage, my husband and I have purchased and sold many homes. When we sat down with Paul to discuss a price for our house, he came with documents and spreadsheets on how the real estate industry establishes a price to sell your home (but that’s the school teacher in Paul) and it was very educational for us.” Roni & Dan L, New Port Richey FL

    “We were kept informed regularly during the entire sales process. The house sold very quickly and at full price. The photos taken for the listing were very well done and surely helped get a quick offer. We would highly recommend Paul Virgadamo.” Martha R, New Port Richey, FL

    “Moving into my new house today. Thank you Paul Virgadamo and Team Virgadamo for everything. Awesome bunch of Professionals. If you have Real estate needs I highly recommend these great people.” Mike W, Brandon FL

    “Team Virgadamo took the time (many nights & weekends) to find our family a forever home. Professionalism, knowledge and patience they have it ALL. I would recommend them to both friends & family with pride.” Mary R, New Port Richey FL

    “Excellent, responsive and quick. This was the best experience I have ever had with an agent. Honest and extremely efficient. I highly recommend Team Virgadamo without hesitation. I want to thank you for the excellent service, professionalism, and communication during this process.  You were the blessing we prayed for, and pray that you are blessed in everything you do.” Ken A, Land O Lakes FL

    “Paul and Team Virgadamo are a great choice in Florida realty. Paul knows the market and is responsive to client questions and interests. My experience was that Paul works closely with his clients to answer and discuss their individual real estate needs all with the client in mind. His team provides seamless services to guide the client through all processes. Professional and reliable.” Archie P, Hudson FL

    “Very good! My father has poor sight and hearing. Paul & Denise Virgadamo were very patient with him and his concerns regarding the price and sale of his home. Follow up and contact during the negotiation process was fantastic.” Kevin K., Massapequa, NY/Trinity FL

    “Paul and Denise Virgadamo were amazing to work with. We had a time frame that we needed to sell our house before our baby girl was due and they were able to get our house on the market with potential buyers in no time. We had offers on the first day it was listed! When one of our offers fell through the house was back on the market within hours. They truly care about their clients. We couldn’t be happier with team Virgadamo and would recommend them to anyone looking to buy or sell their home!” Erika & Cory H, New Port Richey FL

    “Paul Virgadamo was GREAT! He came highly recommended and we were lucky to find him! He sold our house in a week and was very helpful with all of the many details involved with selling, and was always available to answer any questions as well. I would gladly tell anyone looking to buy or sell in the area to give Paul and his team a call!” Shawn H, Clearwater FL

    “Paul and Denise are two of the better realtors around. We work with them on a consistent basis and they always strive for and deliver the best possible results for their clients.” AWS Law & Title, Tampa FL

    “Paul & Denise Virgadamo were such a wonderful team to work with!! They made the whole process as easy as it could possibly be and their attention to detail was key. I would definitely recommend them!!” Maureen C, Port Richey FL

    “I listed my short-sale with Paul and Denise Virgadamo. They were very professional and kept me informed every step of the way. Selling a short sale can be a very lengthy process. Because of their marketing strategies and knowledge of the real estate market they were able to get my home under contract and sold very quickly.” Michelle W., New Port Richey FL

    “Paul Virgadamo was absolutely wonderful. He sold our home, and even helped us find a rental. We tried depending on a few other realtors for rentals, but they seemed to return texts and phone calls when it was convenient for them. Paul always returned my texts and calls within minutes! We will definitely call upon Paul when we are in the market to purchase another home.” Dave & Sonya C, Palm Harbor FL

    “Denise & Paul Virgadamo are extremely knowledgeable regarding comps. They have the best photographer ever!!!! It was a great experience. Our home was listed and sold in less than 5 days.” Lois F., New Port Richey FL

    “Paul & Denise Virgadamo provided an excellent marketing plan, and guided me throughout the process. Their knowledge of all areas of real estate is superior, and they were very helpful to our family.” Tom S. Trinity FL

    “Team Virgadamo was courteous, knowledgeable and very thorough. They kept me informed quickly of any details that had to be taken care of. My house was sold and closed in less than a month. I would highly recommend them.” Grace A., Brooklyn NY

    “Paul & Denise Virgadamo are great to work with! They made the process of selling our townhome so easy. Definitely give them an A+ for all the effort and hard work they did for us. Would definitely recommend them to anyone wanting to sell or buy a home.” Sue S., Clearwater FL

    “Paul & Denise Virgadamo made our sale so easy. Great to work with. We recommend them! Very efficient and professional. They worked with our schedule and made it convenient for us.” Merle S., Tarpon Springs FL

    “Working with Team Virgadamo was a great experience.  Best job as Realtors. Paul & Denise Virgadamo were friendly, attentive and made things easy for me and my family to complete the sale of our home. Would use him again when need to sell another home.” Forest P, Port Richey FL

    “Paul Virgadamo was very professional and responsive during the sale of my home. I was very pleased with his level of communication and how quick and efficient my sale. The whole process was stress-free.” Carolyn G, Tampa FL

    “My villa was on the market for one year before I met Paul Virgadamo. I was very pleased with Paul’s quick response and information to help with the sale of my villa. I would highly recommend him to others.”  Loretta Herr, Hudson FL

    “Paul Virgadamo is professional, extremely knowledgeable and will sell your home fast. Listed the house on Saturday had it sold on Sunday with a full price offer! Throughout the process Paul kept us apprised of all details and handled EVERYTHING so that we could concentrate on relocating to our home out of state. Very happy 🙂 thank you Paul!” Heather & Steve D, New Port Richey FL

    “Paul & Denise Virgadamo are the best people I have ever had the pleasure of working with. They really worked hard getting my house sold. My mortgage company was horrible to work with.  Paul & Denise kept trying and never gave up. Most companies would have walked away but they never seemed like it bothered them.  Always responsive & very pleasant when I spoke with them on the phone.   We never thought that our house could be sold.  You have no idea what a wonderful thing you have done for our family. Thank you Paul & Denise.” Anita & Tim D, New Port Richey FL

    “Paul & Denise Virgadamo did an excellent job in helping me sell my home. They went above and beyond to meet our needs in order for the home to sell. I highly recommend this team for home sales.” Albert & Ann R, New Port Richey FL

    “Paul & Denise Virgadamo helped us with the sale of our home which was a challenge because it was a short sale with 2 lenders. Paul was very patient and confident throughout the entire process! We appreciate the help they provided our family with a fresh start!” Amy M., New Port Richey FL

    “I came across Stephanie Wood with Team Virgadamo while looking at a home I found on Zillow. She was very open and honest about the home(s) that I was interested in. After meeting Stephanie, I decided to hire her as my realtor. I can tell you that she made the home buying experience for me as simply and easy as she possibly could. I would highly recommend her to anyone who is purchasing a new home.” Ashley R, Hudson FL 34667

    “This is not first time we worked with a realtor but Paul Virgadamo was the best.  He worked very hard to sell our house and helped us buy a condo. He is very professional and an experienced realtor. Paul was always available for my calls and extremely, extremely patient!! We are from Poland and our English is not strong. He did a great job. Paul responded to any concern or questions immediately. We highly recommend him to all who wish to use his services.”  Krystyna and Jan S, New Port Richey FL

    “We sold our home in New Port Richey and moved to Las Vegas.  Paul & Denise Virgadamo were very helpful and always got back to us very quickly!! It was a great overall experience & they were always a pleasure to work with. Anything that came up was taken care of immediately. We highly recommend Team Virgadamo Thanks Again Paul & Denise.” William W, Las Vegas NV

    “Mr. Virgadamo was very helpful in selling our home. He came to our home and sat down with my husband and I and explained all the details step by step. We would absolutely use Mr. Virgadamo again should the need arise. Thank you.” Lynette S, Lutz FL

    “My wife and I are very pleased with everything that Paul Virgadamo did for us. He listed and sold our house very quickly for a price above what we asked. Then he patiently showed us houses until we found a perfect fit for our needs, wants and taste. From the start Paul was honest, knowledgeable and professional. I will not hesitate to use him again or to refer him to my friends, family or colleagues.”   Dave & Angelica S, New Port Richey FL

    “I found Paul Virgadamo via Zillow when our FL home, turned “investment, was underwater…I had zero knowledge of short sales but was impressed at how knowledgeable Paul was. He was honest about the short sale process/what to expect and he kept me in the loop at all times. He was VERY helpful and knew what to expect during the negotiating with the lenders. After starting the process 16 months ago, we finally closed today. Hiring Paul was the best decision I ever made. Not only is he friendly, but he frequently asked about my baby that I had during the short sale. He always emailed me right back whenever I reached out to him with a question (I had a lot!). We hit a few bumps with the short sale and Paul was with me every step of the way…I am so grateful!! I would HIGHLY recommend Paul! Thank you so much Paul- you have made a huge difference in our lives.” Stacy C, New Port Richey FL

    “We listed our house with Paul Virgadamo and had a signed contract in 24 hours. He also helped us find a new house and negotiated a great deal on new construction. Highly recommend! Very professional, responds quickly and overall did a great job!” Jeannette & Dave S, Trinity FL

    “Denise & Paul Virgadamo are very professional and knowledgeable.  Would recommend them to other prospective buyers and sellers.  Denise & Paul were always available to me when I flew in to Tampa to look at homes.  I felt confident that they had my best interest at heart in giving me advice and counsel about the real estate market in the Tampa area.” Bob A., New Port Richey FL

    “I would recommend Team Virgadamo to anyone interested in purchasing or selling a home.  It was a great experience for my husband and me.  Denise & Paul were wonderful when issues came up and they handled them immediately with success.” Bonnie & Bill F, New Port Richey FL

    “Paul Virgadamo did a great job in educating us on the market, and associated strategies for our home. We took his advice and it resulted in us selling our home in 10 days with an all-cash offer.” John & Maureen M, New Port Richey FL

    “We worked with Paul and Denise Virgadamo to locate a home in the Trinity area. Although we did not ultimately purchase a home (due to a job change we will be relocating elsewhere), all services provided by Paul and Denise throughout our dealings were excellent. We felt we were in perfectly capable hands in locating what we wanted. We would highly recommend working with them.” Judi M, Orlando FL

    “Paul Virgadamo completely understands the importance of setting your initial listing price accurately and does a superb job researching comparable homes to arrive at a realistic selling range. He performed perfectly when it came time to negotiate with buyer’s agents, and you’ll be glad he’s on your side of the negotiating table. He was able to get us more than our asking price! His thoroughness and organization was much appreciated, and he was able to utilize current technology to make signing the plethora of documents manageable, reducing the stress of selling our home. A+++++!” Charles & Kim D, New Port Richey FL

    “It’s been 20 years since we last purchased a home and things have changed quite a bit since then. By pure luck (and reading his excellent online reviews) we found Paul Virgadamo to represent us in looking for a home. Without a doubt Paul saved us time and money in this project and we feel fortunate working with his expertise and great personality.  If you’re looking for a good realtor (for buying or selling), do yourself a favor and give Paul a call.” Jim Q, Palm Harbor FL

    “From the minute Paul Virgadamo met with us to discuss listing our house, he started working on a strategy. He brought the clients in and gave it 110%. Paul sold our house faster than we anticipated for more than our asking price!” Phil C, St Petersburg FL

    “Paul Virgadamo is a great person to work with. He is very knowledgeable in all phases of real estate. I liked his calling back with the answer to any question posed to him- quickly!” George W, Hudson FL

    “Stephanie Wood with Team Virgadamo was fantastic to work with!!! She always kept us updated on the process, provided documents expeditiously, and responded to my questions immediately, which is awesome for someone like myself who tends to be a little impatient! I would highly recommend working with Stephanie, she is very knowledgeable, friendly, and gracious. It was a simple and wonderful experience. Many thanks from both of us!!!” Carl & Christine H, Holiday FL

    “I had a great experience with Team Virgadamo. Paul was always available and easy to reach. He responded promptly when we had questions or concerns. We had problems on our end with our initial contract and he was extremely patient, helpful, and understanding. He was very professional through the entire process. We described to him what we were looking for and he found exactly that! The initial property he found did not work out for us but he had the perfect property for us within 24 hours after the first one fell through. We purchased our home from out of state and even after the closing was complete, Paul Virgadamo went the extra mile and sent us all the information we needed to get our utilities up and running. We would definitely rely on Paul again in the future and are currently in contact with him for future listings.” H.B., Lancaster PA

    “Paul Virgadamo is very professional and kept us up to date with all that was happening with our home. He sold our home within 3 days from the time he put the sign in the yard. We will recommend him to anyone that is motivated to sell their home.” Alvin & Joan W, New Port Richey FL

    “I cannot thank Paul Virgadamo enough for his assistance in the short sale process of my home. My first meeting with Paul was in April 2013 when I decided to put my home on the market as a short sale. He was very professional and detail oriented to ensure I understood the process entirely and the documents I was signing to start the process. In a week I had a buyer!!!! I believe that Paul’s knowledge of the market and connections in the market encouraged an early buyer. The short sale process with the bank was a tedious and frustrating 6 months process. In that time frame Paul checked in either by phone or email on any new information, so I was very pleased that he stayed in touch with me and also explained any questions I had about the banks delays in moving forward. Paul and his team worked daily in contacting the bank, forward any emails they received so that I was in the loop of the challenges they were facing. I did get involved toward the end of the deal to push a sense of urgency to the bank to get the deal closed. I was a lot more confident in dealing with the bank based on Paul and his team keeping me involved, so I was able to also be a part of the team to get the deal finalized. I will remember the night Paul called me and advised the negotiator at the bank accepted the buyers bid!!! I was so excited, and relived that the process was almost completed. Paul had a title company that was very easy to work with complete the documents and get them out to us to sign. Mary was very professional, called and introduced herself and let me know how to reach her if I had any question. Paul made every part of the process as easy as possible. In my time frame working with a realtor, I have never had such professional and personal attention. I would recommend Paul for any sale or purchase of a home. I know in the future when my husband and I are ready to buy our next home, Paul Virgadamo will be my realtor!” Rachel M, New Port Richey FL

    “Paul Virgadamo kept me from jumping off the ledge as this was a short sale and the pain of waiting and waiting for answers was at times unbearable. Very knowledgeable about process and held my hand throughout the process.” Kathryn S, Clearwater FL

    “Paul Virgadamo is so knowledgeable regarding distressed properties. He was able to short sale an investment property for us and we couldn’t be happier. He also worked a short sale for my niece with a very favorable outcome. He was very responsive to all our inquiries and always had the answers we needed. He was the consummate professional always. I recommend Paul for not only distressed properties, but for any and all real estate transactions. Thanks Paul!!” Stacey R, Clearwater FL

    “Paul Virgadamo is a credit to the real estate profession. He is honest, knowledgeable, responsible and responsive. I have dealt with many realtors over the years and can unequivocally state that Paul is a true professional and is head and shoulders above his competition. He genuinely cares about his clients and is honest to a fault. If you need to buy or sell a home, Paul is your man!” Mike K, New Port Richey FL

    “It was a real pleasure working with Paul Virgadamo. Dealing with a short sale property is a tough task in today’s market and Paul was with me every step of the way. He was extremely responsive throughout the process giving me timely periodic updates. Paul was really knowledgeable with how today’s short sale operates and really makes it much easier to navigate this tumultuous real estate landscape. I would recommend his A+ services to anyone. Thank you Paul!” DC, Riverview FL

    “We are so happy that we chose Paul Virgadamo to both sell our home and buy our new home. He gave us practical and professional advice and assistance throughout the whole process. Paul was always available to answer our questions whenever we needed him. Thanks Paul for helping us!” Courtney K, New Port Richey FL

    “Paul Virgadamo was very knowledgeable in selling and finding us our new home. We had very specific requirements that we were looking for, but Paul worked with us all the way, putting in a lot of effort and patience. He was very professional and punctual. I especially enjoyed his quick responses to our emails and phone calls. Paul effectively brought us thru the whole process of selling and buying another home. We highly recommend Paul and would trust in him again if we needed another realtor in the future.” MK, Tarpon Springs FL

    “Paul Virgadamo sold my house sold in three weeks and the closing was accomplished in one month. The house was shown more than fifteen times during the three week period. Everything went smoothly.” Carolyn M, New Port Richey FL

    “Paul Virgadamo is a wonderful agent with a lot of knowledge and even more patient’s. We had a very unique and difficult set of circumstances with selling our home and Paul handled it with amazing expertise. I highly recommend him and would use him again and again.” Nicole K, Clearwater, FL

    “This is the second short sale I bought from Paul Virgadamo in the last 6 months. While I know that many realtors shy away from short sales Paul makes short sales look easy and the transaction was literally seamless. He is a professional who kept me in the loop throughout the process and it was a pleasure to work with him. I will continue to use Paul in all of my real estate dealings.” Joe G, New Port Richey FL

    “Paul and Denise Virgadamo are very knowledgeable and did an excellent job explaining how to determine the correct selling price for my house. They are very professional and kept me informed every step of the process, through the closing. They are a great team and I will use their service again if I decide to sell my next house.” Denise C., Tarpon Springs FL

    “We were selling a home for the first time and Paul Virgadamo took the time to educate us on the process and what was customary during the transaction (timing, the effects of certain buyer financing like FHA loans, typical “asks” by the buyer, etc.). His market value estimate of our home was on the mark given number of showings and offers we received immediately after we listed the home. We interviewed three agents and Paul’s estimate was in the middle of the other two. The lower of the two agents did sell a home in our neighborhood during the time period within 8 days but if we went with that agent we would have sold our home for $15,000 dollars less. We went under contact in under 10 days. Paul will go the “extra mile” for his clients. I would highly recommend Paul Virgadamo!” Bill R, Palm Harbor FL

    “Paul Virgadamo helped me purchase a short sale. Paul was very helpful throughout the process. He is very knowledgeable with all types of sales. Paul was able to stay ahead of the game, answering any question that arose. He kept me up to date every step of the way. Paul also keeps me up to date with tax laws that may benefit me. I was very happy with his services and would ask him to be my realtor any time.” Gus & Maisa N, New Port Richey FL

    “Two years ago Paul Virgadamo helped us with the short sale of our home. We did not think we would be able to buy another home for a very long time. Paul kept in touch and this past fall called me and told me he thought we could qualify to purchase again. He put us in touch with a lender who was able to get us approved for a loan at a competitive interest rate and then found us a brand new builder’s inventory home. We are very much indebted to Paul and appreciate all that he has done for us. We will use him in the future and highly recommend him to anyone looking to sell or purchase a home.” HL, Land O Lakes FL

    “Paul was very professional. He showed us what other homes had sold for which helped to determine our selling price and was very thorough in explaining to us the paperwork we signed to put the home up for sale. Paul had a contract on our home for full price within one week of listing and we closed within 30 days of the home being put on the market. Paul kept in contact with me in regards to the status of the closing. I would highly recommend Paul Virgadamo to anyone that I know who is going to sell or buy a home.” Carol F, Apollo Beach/New Port Richey FL

    “Paul Virgadamo worked very hard to sell our home. He went above and beyond what was expected. He overcame several obstacles during our listing but worked hard to make sure the sale went through. We would highly recommend using him to list and sell a house.” Don & Marjorie P, New Port Richey FL

    “Paul Virgadamo was a fantastic realtor to work with. He found a home at a price that was remarkable! Paul convinced me to go the short sale route for my purchase and within three months I had the keys to the house in my hand. I would highly recommend Paul for anyone looking to buy a home in the future.” Adrian C, New Port Richey FL

    “Paul Virgadamo is hands down the BEST realtor we have ever worked with. He is knowledgeable, ALWAYS available, and a consummate professional. As the listing agent, Paul dealt with very difficult lenders and buyers with ease and kept us informed the whole way (over a year). He never gave up, and never missed a beat!! I would HIGHLY recommend him to anyone looking to buy or sell a home!! We will use him again in the future for ALL of our real estate needs!!!” Katie F, New Port Richey FL

    “Paul Virgadamo was always there when I needed him. No matter what time of day. He’s a hard worker and will get the job done. His ethics are outstanding. Would recommend him to anyone who is interested in having your business done right, with honesty and commitment.” Susan B, Port Richey FL

    “This man is a true professional.  He took on our home when no one else would. He had to deal with our 1st and 2nd lenders to get them to cooperate and to our surprise he did.  He came highly recommended from a friend of ours that had used Paul Virgadamo and his company before.  This man is a true life saver! If it were not for Paul Virgadamo, we are sure we would have been foreclosed on and been just another number in the system! Thank you Paul for everything you have done for us.” John & Michelle C, Seminole FL

    “Paul Virgadamo is a start to finish excellent realtor. Paul is masterful in his process expertise and unbelievably available and responsive when called. Our short sale took a year and a half from start to finish with many hitches along the way and Paul either answered my phone calls or texts immediately or returned my voicemail within 30 minutes. He ALWAYS kept our interests in mind when handling situations or presenting scenarios. He completed our short sale successfully and fair. I wish I knew 1000 people to refer Paul to.  He is definitely THAT good!” Dan H, New Port Richey FL

    “Paul Virgadamo did a great job. Very honest and knows his job. He stuck by us through thick and thin.  Always there when I called. Kept me up to date on everything.” Joss R, Port Richey FL 

    “I live out of state and Mr. Virgadamo worked with my son, who lives in the area, to find a home. It was a short sale which resulted in more time involved then a normal home sale, and Mr. Virgadamo was professional throughout the process. I would recommend him as an agent for anyone looking for a home.” Amvro C, Ottawa Lake MI

    “Selling your home can be a very daunting experience. As we began our process we were unsure as to how to proceed or even if it was going to be the right decision for our family. Not knowing a real estate agent personally we were given Paul’s name by a friend. They had just completed the sale of their home with Paul as the agent of record and were very pleased with his service. From the onset, Paul was very up front and honest about what we could expect, the good and the bad. Looking back over our experience it actually seems very surreal. The process was so seamless, not the daunting one I expected. I honestly believe that it was 100% because of Paul and his team. So now if you ask me, “Do I know of a good Real Estate Agent?” my answer will be a resounding “YES, his name is Paul Virgadamo.” Thank you Paul for making the sale of our home an enjoyable experience.”  R & S, Tarpon Springs FL

    “Paul Virgadamo was honest and up front about how our deal would transpire. He got it exactly right! Whenever I called him, I received a call back within minutes. He was very professional throughout all aspects of our dealings. I would not hesitate to recommend him to anyone looking for real estate and I have already forwarded his name to several people who are interested in Florida real estate.”  Joe G, Verona NJ

    “Paul did an incredible job on our short sale, we had a full offer in a week, one submission to the bank and it was accepted. Paul Virgadamo is truly capable of handling all your real estate needs!”  Shawn J, Clearwater FL

    “With the short sale process being long and tedious it was nice to have someone as knowledgeable and resourceful as Paul Virgadamo. Paul was very helpful and always available. It was a team effort all the way.” Jared S, Palmetto FL

    “Trust in this guy. I had a short sale go through with him which took a lot of effort from Paul Virgadamo. He has been nothing but honest and hardworking since the first phone conversation. What a great experience. He took care of practically everything. Very rewarding experience.” Dave H, Land O Lakes FL

    “Paul Virgadamo did a great job and made the process as easy as possible. We were very apprehensive of the paperwork involved with a short sale and the whole process. Paul took his time to go over everything and was always available to answer questions or concerns. He made sure all the needed documentation was sent to the bank. His office and staff stayed on task and worked to get everything in and done to have an on time closing.” Paul P, Land O Lakes FL

    “I live 1400 miles from the property I had for sale. I interviewed 6 realtors to attempt to find one I had confidence in to help find a buyer for property before the lender foreclosed. Paul found me a cash buyer which improved my chances of completing a short sale. I was very pleased of Paul’s efforts on my behalf. I would highly recommend you consider Paul Virgadamo for your realtor.” Ron V, Lenexa KS/Tarpon Springs FL

    “Paul Virgadamo has a vast amount of knowledge and is very down to earth. I was so very impressed with his skills and his work ethic. Paul has a truly honest desire to help you in any way he can. I highly recommend him for anything you need his help with. He is a true professional in every aspect of the word. It was a pleasure working with him. He made the entire process utterly painless.” Mike W, Tampa FL

    “Paul Virgadamo is the absolute best real estate person I have ever dealt with. He guided my wife and I through some pretty rough real estate waters. Thanks to Paul we came out with our heads above water. We had offers on our house in less than a week and a contract in 10 days. He answered all our questions- even the redundant ones. Paul was always prompt, and kept us informed about everything concerning are property. I would highly recommend him to anybody in need of real estate assistance.” Reed A, Tarpon Springs FL

    “I called Paul Virgadamo regarding a listing he had but it had already sold. I told Paul that I was looking to buy a home that I could rent out as an investment. Paul found me just the right home at a great price with no headaches! Paul Virgadamo is a professional.  I know because I sold real estate in Toronto Canada for over 20 years. Paul always called me back within minutes of receiving my calls when I needed some information.  Through the entire process & right up to the closing date, Paul was there for me. He made the transaction so simple. I have referred Paul to my family and friends.  If you are looking for the right property and the right person to help you, try Paul Virgadamo. He will be 100% the right choice.” Frank A, Toronto Canada/Holiday FL

    “Paul Virgadamo has been the most impressive agent I have ever had to do business with! He was very understanding about doing a short sale. He made me feel like I was an important person at all times. I recommend him to any one I meet that may need his services.” Diane S, Clearwater FL 

    “Paul Virgadamo has been stellar in his efforts to sell our home! He is a pleasure to deal with and sold our home in less than 2 months! His expertise at dealing with sales in this challenging economy is unparalleled!! I would highly recommend him to any and all.” Gary G, Hudson FL

    “I feel as though I didn’t get a chance to give you a proper thank you yesterday after we closed.  I think I was in a little bit of shell shock.  It all seemed so seamless and easy that I didn’t think it was really true.  In retrospect, I believe this sale was made possible because of your genuine care for your customers (us), not to mention your experience, skill and knowledge in this field.  In fact, I told my daughter that it was as if you came to the house, we signed some papers and then signed a few more & a few months later that was it.  Yet, I know that there was so much more happening behind the scenes.  Thank you Paul Virgadamo for helping us to complete this short sale & for making it a very positive experience for my family and myself.” Sylvia A, Tarpon Springs FL

    “When faced with the decision to short sale or foreclose I was glad to have Paul Virgadamo at my side. Never once did I feel like a failure during this process.  All was handled with dignity and respect for not only myself but also for my family’s best interest and well-being from start to finish. I would and have highly recommended Paul Virgadamo to anyone looking to buy or sell a home.” BH, Holiday FL

    “Thank you Paul Virgadamo for making the short sale of my home as painless as possible. Never once did you make me feel like a failure and when I started to talk as such you quickly kept my spirits up.” Rebecca H. Holiday FL

    “My wife and I are very pleased with the service Paul Virgadamo gave us. Our home was listed as a short sale and with Paul’s experience we were able to close in 8 weeks. If you have property you want sold, give Paul a call-you won’t be sorry!” Les S, New Port Richey, FL

    “I couldn’t ask for a more professional experience with a realtor.  Paul Virgadamo was extremely knowledgeable and guided me through what was a very difficult time in my life, with great skill and confidence. I felt that I had a team of people advocating for me as he and his partners represented my case in dealing with the mortgage companies, finally giving me relief after many months of communication. I would enthusiastically recommend Paul to anyone needing the services of a realtor, especially in a short sale situation which was my experience.” Martha A, Palm Harbor FL

    “Thanks to Paul Virgadamo we have successfully short sold 2 homes now. He is also helping my mother with a short sale of her home. We will forever turn to Paul for any home purchase or sale needs because he is extremely friendly, professional and genuine about wanting what’s best for our family.  We wish him all the best!” Andree I, Pinellas Park FL

    “Paul Virgadamo is an excellent realtor. Going through the short sale of my home was very difficult. However, Paul was there to guide me through the process; he has a lot of knowledge and expertise in his field. He provided information/feedback on a timely basis as well as being honest and upfront with all steps taken. He delivered on everything he said he would do. As a professional in the real estate industry I can only say Paul was an exceptional professional and will be highly recommended by me.” Mari M, Land O Lakes FL

    “We recently bought a home from Paul Virgadamo and he was very professional, courteous, honest & reliable. He always showed up when he said he would & did what he said he would do. He’s very knowledgeable about the process, the area and can make additional helpful recommendations regarding various needs that we had. In these times, I greatly appreciate a true professional!!” Robyn C, Holiday FL

    “Working with Paul Virgadamo through this emotionally trying time was amazing. He answered all my never ending questions promptly, reassured me when I felt stressed and overwhelmed, and he was always quick to smile. The short sale process was lengthy yet I never felt out of the loop. When I am ready and able to I will most definitely use him to purchase a new home.” Crystal C, New Port Richey FL

    “Paul Virgadamo has a lot of knowledge and expertise in his field. He paid attention to detail and was very reliable. Paul made the whole process of purchasing a property a positive one. I strongly recommend Paul Virgadamo as he is an excellent Realtor.” Mauricio A, Land O Lakes FL

    “Paul Virgadamo is very knowledgeable of what he does & helped me greatly in my time of need. Paul took time with me to go over the pro & cons of selling my house which was under water. It seemed that there was no hope & I was about to be foreclosed on.   He kept all the promises he made to me. As matter of fact, I had offers from two parties within two days of listing my house. He advised me to go with the stronger of two & I was out of the house less than 60 days later.” Hee L, Land O’ Lakes FL

    “As a professional in the real estate industry I can only say Paul Virgadamo was an exceptional professional and will be highly recommended by me. Paul responded immediately to any concern or question immediately. I was honored to have Paul Virgadamo enter my life. I can say nothing other than I wish him continued success and will recommend him highly.” Pam A, New Port Richey FL

    “Going through the short sale of our home was very difficult. Paul Virgadamo did everything he could to make things much easier. He guided us through the process and helped us fill out all of the paperwork. We had (4) large dogs which made it was difficult showing the property, but Paul and the other agents worked with us allowing us to move our dogs outside while potential buyers looked at our home and back inside so they could look at the yard and landscape. The property sold and the first mortgage was paid in full. There was a deficiency on the second and Paul helped us obtain a letter of forgiveness for the deficiency on the second mortgage. I would highly recommend Paul to anyone having to go through this difficult process. He is extremely knowledgeable and an expert in the short sale process which will enable any seller to receive maximum benefits from the sale. He delivered everything he promised to us.” Joy W, Tarpon Springs FL

    “Paul was great. He listed and sold our property quicker than I expected. He always took the time to return our calls and messages very quickly. He is a true professional, honest, and an all-around fantastic person. I highly recommend Paul Virgadamo for any real estate transactions, especially short-sales of luxury homes.” Randy P, Land O Lakes FL

    “I would highly recommend having Paul Virgadamo represent you in a real estate transaction. He was very knowledgeable, and professional! The BEST thing I can say about Paul, is that he was in constant contact with me through the entire process of buying a home. A 5 STAR realtor for sure!” Chris H, New Port Richey FL

    “Paul Virgadamo is a wonderful Realtor. He is patient and understanding and quick with responses and paperwork. He kept us in the loop the entire time and we look forward to working with Paul in the future!” Chris & Nikki I, New Port Richey FL

    “Paul Virgadamo is extremely knowledgeable and helpful with all aspects of the short sale process. He made the whole experience easy to deal with and I would recommend him to anyone looking to buy or sell a home.” Bill S, Land O Lakes FL

    “The marketing strategies were timed and executed with expertise. The personal communication and responsiveness was excellent. If ever needed to sell another home I would list with him in a heartbeat.  Paul Virgadamo is professional in every way.” Jeanette S, Champion’s Club, Trinity FL

    “Paul Virgadamo approached us during a rough time in our lives and immediately set our worried minds at ease with his extensive knowledge in Short Sales versus Foreclosure. He sold us with his promise to sell our home before it was taken from us and fully delivered! As difficult as I could be with opening up my home to complete strangers and sometimes flat out denying access, Paul still managed to handle our family professionally and at the end of the day delivered on his promise without cracking, when I am sure he wanted to! Thank you Paul for everything, we will always recommend your services in the future.” Shanna and Rudy F, Trinity FL

    “Paul Virgadamo was awesome to work with. He was always available for times to meet and questions. In my situation he was extremely patient with this experience with me. I would highly recommend Paul to family and friends who are looking to either sell or buy a home. I really felt that he had my best interest at heart and most importantly listened to my concerns along the way. Thanks Paul!” Julie L, Spring Hill, FL

    “My husband and I found ourselves trying to determine if we needed to file bankruptcy or have our home foreclosed on due the fact that insurance had tripled on our waterfront home, making it unaffordable to continue living there. One wonderful day, Paul Virgadamo knocked on our door and created a short sale situation that ended up saving us. With Paul’s knowledge of the housing market and keen ability to work with so many difficult situations, we were able to sell the home and avoid both foreclosure and bankruptcy. He will be our referral for all future real estate ventures. Thank you Paul for everything!!” Michael and Brenda C, Hudson, FL

    “Paul Virgadamo was very responsive to our calls and questions and realistic about the market. Our home was listed in the end of January and we had a contract by mid-March!” Melissa A, St. Petersburg FL

    “Paul Virgadamo is a professional and it was a pleasure dealing with him. This was my first experience purchasing a property that was a short sale. He was on top of things every step of the way. He knew I needed to close by the end of the month and although some obstacles were thrown his way, he persevered and made it happen with a week to spare. He kept me apprised of what was going on every step of the way. He was always available for my phone calls and was extremely patient. I would definitely call him first if I need to buy or sell a property in the future. On top of everything, he’s a really nice guy.” Bill R, Hudson, FL/Farmingville, NY

    “Prior to using Paul Virgadamo, my home had been listed for about 8 months with little to no activity. Within days of advising Paul that I was going to give him a shot at selling the house, my activity came to life and increased exponentially from there. It seemed like every week, we had interested buyers. Within two months of Paul having the listing, the house was sold and closed. As happy as I was then, I am even happier now as the market has continued to fall since closing. I attribute Paul’s success to a few factors. First and foremost, he is responsive and hands on. Paul is also willing to invest whatever time is necessary to learn about the market in which your house is located. My home was his first in my subdivision but his willingness to invest the time made him more successful than others who made their living exclusively in my subdivision. Lastly, he is direct and will tell you like it is-even if you do not want to hear it.” Mike V, Gulf Harbors, FL

    “Paul Virgadamo is highly recommended for the sale of your home. He was efficient and extremely helpful with the sale of our home. I could not have asked for a better realtor. His knowledge and support surpassed my expectations of a realtor in today’s market. He is an asset to the real estate market. Kudos to Paul Virgadamo!” DeAnne M, Holiday, FL

    “There are many wonderful things that I can say about him. Paul Virgadamo is an experienced Realtor. One who knows the market. Thanks to him he was able to help my family short sale our home in two months. Signed, Sealed and Delivered. Thank you Paul for all your help. We will be calling you when we are ready to purchase another home…” Alex & Christi J, Holiday, FL

    “Paul Virgadamo was with us every step of the way and made our short-sale experience much easier to handle. I highly recommend Paul Virgadamo.” Dan C, Hudson, FL

    “Paul Virgadamo is very knowledgeable and hard working. He does his homework and gives you all the information that will help with whatever you need. I would recommend him to anyone I know who is looking to buy or sell.” Jeff L, New Port Richey, FL

    “I have dealt with several realtors over many years and I can say unequivocally that very few can match the professionalism of Paul Virgadamo.  He does not have an equal locally in the marketing and selling of luxury homes. He has set the level of expectation for the competition to perfection. Not only that… my 84-year-old mother absolutely adores him.” George A, Mount Dora, FL

    “My thanks to Paul Virgadamo. It has been a pleasure dealing with you, and I am glad you were persistent with me about the short sale. If anyone crosses my path needing your services, I will undoubtedly send them your way.” Linda P, Lutz FL 

    “Paul Virgadamo is a great realtor to have working for you. He has the knowledge of today’s market and takes the time to explain all of it to you. I was very impressed with his work ethics, and amazed how quickly he sold my home. Also, he is genuinely a nice guy. Thanks Paul for all your help!” Steve M, Land O Lakes, FL

    “Paul Virgadamo helped my wife and I in the short sale of our home. With his assistance we were able to negotiate with three lenders and strike a successful deal. We could not have done this without him, and I would highly recommend him to anyone considering a short sale. Thank you, Paul.” Kyle B, Clearwater, FL

    “Paul Virgadamo explained everything to me and my family regarding the short sale of our home. Everything he said would happen did, exactly as he said I feel Paul saved me from making any mistakes and was able to have our mortgage debt and deficiency forgiven. He has a wealth of knowledge regarding his profession and does not stop explaining things to you until you understand everything. I will always appreciate his energy, compassion and understanding. I highly recommend him to all who wish to use his services.” Gina H, Hudson, FL

    “It was a pleasure working with Paul Virgadamo and would highly recommend him. He is an expert at what he does, very knowledgeable and what I liked the best was that he always kept me posted on everything that was going. He handled our short sale with expertise and was there with us till the end. Always a gentleman, a true professional in all the sense of the word. Again, I highly recommend Paul Virgadamo to anyone who is looking for expertise, knowledge and professionalism in Real Estate.” Esther P, Holiday, FL

    “We consider Paul Virgadamo an excellent professional and very knowledgeable of today’s market. He helped us in the short sale of our home. He did it in a short period of time, we did not to have to worry about anything and he explained to us all the different steps that a short sale represents. He is very patient, kind and empathetic. I definitely recommend Paul to anyone interested in any real estate service. Thanks Paul!!!” Luis and Claudia P, Holiday, FL

    “Paul Virgadamo came to my house on a Sunday afternoon to provide me with the steps and information I needed to get my house listed for a short sale and sold.  He is a go-getter and a strong salesman. Whenever I had a question, I could text message him, email or call. He was always available. He even drove over 100 miles to Orlando on a Sunday to meet me there because I was out of town, just so I could sign contract papers. He was extremely motivated to sell my house. The house was sold three times before it actually closed due problems with my lender and the buyers. He assured us he would get the house sold and he did. He was always there when needed.” Liz M, Land O Lakes, FL

    “Paul Virgadamo was very helpful during our listing process. He provided information/feedback on a timely basis as well as honest and upfront with all steps taken. I would recommend Paul to anyone. He was very helpful during a very difficult time for us.” Kelli P, Land O Lakes, FL

    “Paul Virgadamo has been a great agent to work with and we have recommended him to many friends that are needing assistance with selling their home. He is very professional and very informative during the process of selling a home.” Olga B, Odessa, FL

    “Paul Virgadamo did exactly what he said he would in a timely and efficient manner. Paul had many contacts and people were constantly going thru the house. In the future if we need a realtor our first call would be to Paul Virgadamo.” Joe S, Holiday, FL

    “I worked with Paul Virgadamo on one deal to buy a home. I found him very responsive and quick. Also, he was able to understand my requirement as an investor and he worked accordingly. I strongly refer Paul to other buyers in the market.” Nitin H, Valrico FL

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